Will It Work For Me?
The Home Ownership Accelerator® is a unique and powerful program but we will be the first to tell you it is not for everyone. We are looking for responsible people with a proven track record of financial management. This program was designed to help people get out of debt faster than they ever thought possible and we work with those who really want to improve their situation. Here is a short list of what you need to qualify:
| Proven ability to manage credit | Credit score of at least 680 |
| Proven ability to save | At least 6 months of mortgage payments in checking, savings, stocks or retirement accounts |
| Equity in home | Clients should not owe more than 90% of the homes value on current mortgage loans |
See Your Results
If you meet these requirements, we can show you how you can own your home is less than half the time of a traditional mortgage without changing your spending. Our unique interactive simulator will allow us to input your exact information and show you how much you will save and how many years you can trim off your mortgage. This powerful tool was designed to give each homeowner a realistic idea of how this loan will work for them based on their own unique circumstances.
How do I make the switch to the Accelerator?
Getting started on the Accelerator loan is no different than obtaining a traditional mortgage. We will collect the needed information from you, have your home appraised, order title and set up a signing with our closing agent. Once you have signed and your new loan is complete, we will send you the necessary information to set up your new checking account. Our processing time for new loans is about 2-3 weeks. We will handle the payoff of your current mortgage and you can leave your existing checking account open if desired. We make every effort to simplify the process and will even have our signing agent meet you at your home or office to eliminate travel.
What If You Don’t Meet These Requirements?
Maybe you aren’t quite there yet. That’s okay. Our certified mortgage consultants will walk you through the steps you need to take to qualify. For over a decade we have been helping people improve their financial situation with a variety of mortgage products and we can do the same for you. Many of our client’s may need to consolidate debt first so they can put more money into savings. We can help. Quite honestly, the motivation for a lot of homeowners has been lacking because there has not been a program available to them like this. We understand and will show you the best way to improve your financial situation and get ready to take advantage of the benefits of the Home Ownership Accelerator®. Please don’t hesitate to contact us today if you would like to review your situation.
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